Home : Financing Your Mobile Home
Financing Your Mobile Home
Manufactured Home/Mobile Home
Financing Information Page
First Credit Corporation offers exceptional financing for Manufactured / Mobile Homes. We pride ourselves on having the best service and programs in the manufactured housing industry. Whether you are purchasing a new or pre-owned manufactured home or you are interested in re-financing an existing mobile home loan, we are the right company for you.
CAN WE GET YOU THE MANUFACTURED HOME LOAN YOU WANT?
A few things to keep in mind before you apply:
Make sure the home is located in a state where we do business. Currently we are in Connecticut, Delaware, Massachusetts, New Jersey, New York (including Long Island), and Pennsylvania.
The home must be in a land lease community or park. We cannot finance a manufactured home on
its own property.
You must have relatively good credit. Typically, a 650 FICO score is required.
You will need a minimum of a 10% down payment.
OUR PROCESS IS FAST AND SIMPLE.
To apply you will need to know the year, make and size of the manufactured home as well as the selling price and lot rent.
There are absolutely no application fees.
You can simply fill out our secure online financing application. Generally, we have an answer within one business day. You will receive a commitment letter which explains the conditions of your loan approval.
You will typically need to provide us some documents prior to scheduling your closing. These may include:
The closing usually takes place at a convenient location such as the home, the realtor’s office or the park office. Our representative travels to you and the seller gets paid on the spot.
If you are ready to apply, then go to our Secure
On-Line Mobile Home Loan Application page.
You can also call us at 1-800-562-6036 and we can fax or mail you an application.