About Us

Approving dreams since 1985.

Our Beginnings

First Credit Corporation is a family run business located in upstate New York founded in 1985. For over 30 years First Credit Corporation has been in the business of financing and insuring manufactured homes. At our inception, financing and insurance was limited to the state of New York. Since then, our knowledge, expertise, and service-oriented approach to financing has allowed our business to grow.

Over the years, we’ve expanded to many of the East Coast states and in 2022 branched out to several Mid-West states including Colorado, Texas, and Arizona.  In 2018, our President founded PowerSports Insurance Agency to address the shortage in manufactured home insurance carriers our consumers faced. The agency specialized in recreational vehicles to compliment and improve our financing operations. This once small agency has grown into a full independent agency licensed to produce insurance across all 50 states.

First Credit Corporation

First Credit Corporation has built its reputation on providing excellent service. We pride ourselves in having the most competitive programs in the industry which has been the key to our growth and success over our more than thirty-year history. Whether you’re buying or selling a manufactured home/mobile home, our staff can make the experience quicker, easier, and much less expensive.

We are one of the leading loan originators for financing manufactured mobile homes, and Park Model homes in land-lease communities (commonly referred to as parks). Over our thirty years, we have used our knowledge and direct experience within the manufactured housing industry to develop the smooth and simple loan origination process in place today. It costs nothing to apply for manufactured home financing and most applicants will receive a credit decision within one business day.

Besides generally having the best rates and lowest fees in the industry, one of the more unique aspects of our operation is that we go the extra mile to close your loan at place and time convenient to you. As an added benefit, First Credit Corporation generally disburses the loan proceeds at the closing so you or your seller won’t have to wait for funding.

We are licensed insurance agents offering competitive manufactured homeowners’ insurance policies through several top-rated insurance companies.

Meet our experienced teams & staff.

Management Team

First Credit Corporation - T Samuel Hoye

T Samuel Hoye

President

First Credit Corporation - Theodore - Hoye

Theodore Hoye

Chairman

First Credit Corporation - Richard D'Elia

Richard D’Elia

Executive Vice President of Sales

(518) 725-5000 Ext. 104

Brianna Cunningham

Chief Operating Officer

(518) 725-5000 Ext. 113

Underwriting Team

First Credit Corporation - Ann Diodato

Ann Diodato

Underwriter

(518) 725-5000 Ext. 102

First Credit Corporation - Lizzie Jaycox

Lizzie Jaycox

Underwriter

(518) 725-5000 Ext. 114

First Credit Corporation - Megan Miller

Megan Miller

Underwriter

(518) 725-5000 Ext. 106

First Credit Corporation - Andrea Sherman

Andrea Sherman

Underwriter

(518) 725-5000 ext. 101

Other services we offer

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.