About Us
Approving dreams since 1985.
Our Beginnings
First Credit Corporation is a family run business located in upstate New York founded in 1985. For over 30 years First Credit Corporation has been in the business of financing and insuring manufactured homes. At our inception, financing and insurance was limited to the state of New York. Since then, our knowledge, expertise, and service-oriented approach to financing has allowed our business to grow.
Over the years, we’ve expanded to many of the East Coast states and in 2022 branched out to several Mid-West states including Colorado, Texas, and Arizona. In 2018, our President founded PowerSports Insurance Agency to address the shortage in manufactured home insurance carriers our consumers faced. The agency specialized in recreational vehicles to compliment and improve our financing operations. This once small agency has grown into a full independent agency licensed to produce insurance across all 50 states.
First Credit Corporation
First Credit Corporation has built its reputation on providing excellent service. We pride ourselves in having the most competitive programs in the industry which has been the key to our growth and success over our more than thirty-year history. Whether you’re buying or selling a manufactured home/mobile home, our staff can make the experience quicker, easier, and much less expensive.
We are one of the leading loan originators for financing manufactured mobile homes, and Park Model homes in land-lease communities (commonly referred to as parks). Over our thirty years, we have used our knowledge and direct experience within the manufactured housing industry to develop the smooth and simple loan origination process in place today. It costs nothing to apply for manufactured home financing and most applicants will receive a credit decision within one business day.
Besides generally having the best rates and lowest fees in the industry, one of the more unique aspects of our operation is that we go the extra mile to close your loan at place and time convenient to you. As an added benefit, First Credit Corporation generally disburses the loan proceeds at the closing so you or your seller won’t have to wait for funding.
We are licensed insurance agents offering competitive manufactured homeowners’ insurance policies through several top-rated insurance companies.
Meet our experienced teams & staff.
Management Team
T Samuel Hoye
President
Theodore Hoye
Chairman
Richard D’Elia
Executive Vice President of Sales
(518) 725-5000 Ext. 104
Brianna Frisch
Chief Operating Officer
(518) 725-5000 Ext. 113
Underwriting Team
Ann Diodato
Underwriter
(518) 725-5000 Ext. 102
Lizzie Jaycox
Underwriter
(518) 725-5000 Ext. 114
Megan Miller
Underwriter
(518) 725-5000 Ext. 106
Klaire Knapp
Underwriter
(518) 725-5000 ext. 115
Other services we offer
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