About Us

Approving dreams since 1985.

Our Beginnings

First Credit Corporation is a family run business located in upstate New York founded in 1985. For over 30 years First Credit Corporation has been in the business of financing and insuring manufactured homes. At our inception, financing and insurance was limited to the state of New York. Since then, our knowledge, expertise, and service-oriented approach to financing has allowed our business to grow.

Currently, our financing programs are available in 11 East-Coast states, while our insurance services has grown into a full independent agency licensed to produce insurance across all 50 states.

First Credit Corporation

First Credit Corporation has built its reputation on providing excellent service. We pride ourselves in having the most competitive programs in the industry which has been the key to our growth and success over our more than thirty-year history. Whether you’re buying or selling a manufactured home/mobile home, our staff can make the experience quicker, easier, and much less expensive.

We are one of the leading loan originators on the East Coast for financing manufactured or mobile homes in land-lease communities (commonly referred to as parks). Over our thirty years, we have used our knowledge and direct experience within the manufactured housing industry to develop the smooth and simple loan origination process in place today. It costs nothing to apply for manufactured home financing and most applicants will receive a credit decision within one business day.

Besides generally having the best rates and lowest fees in the industry, one of the more unique aspects of our operation is that we go the extra mile to close your loan at place and time convenient to you. As an added benefit, First Credit Corporation generally disburses the loan proceeds at the closing so you or your seller won’t have to wait for funding.

We are licensed insurance agents offering competitive manufactured homeowners’ insurance policies through several top-rated insurance companies.

Meet our experienced teams.

First Credit Corporation Management Team

Management Team

First Credit Corporation Underwriting Team

Underwriting Team

Other services we offer

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